Fintech & Payments
Move money reliably, from the very first transaction
Wallets, bill payments, virtual cards and cross-border transfers built to handle real transaction volume, with the reconciliation and audit trails a fintech needs to stay standing.
- Revenue generated by products we have built
- $155m+Revenue generated by products we have built
- Products launched and shipped
- 105+Products launched and shipped
- Years building products that scale
- 8+Years building products that scale
The problem
Sound familiar?
Payments are where products break
A failed transfer, a double debit, a balance that does not add up. One bad week costs trust that takes a year to earn back.
The integrations take longer than the app
Every payment provider behaves differently, and the difficult cases only show up once real money is moving.
Reconciliation is an afterthought until it is an emergency
Most teams discover they cannot explain their own numbers at the moment a partner or auditor asks.
The outcome
What you walk away with
01
A ledger you can trust
Every movement of money is recorded, traceable and reconcilable, so your balances always have an explanation.
02
Fewer surprises in production
We have built wallet, bill payment, virtual card and cross-border products before, so the usual failure cases are designed for up front.
03
Reports your finance team can use
Reconciliation, reporting and audit trails are part of the product, not a spreadsheet someone maintains by hand.
04
Room to add products
Start with a wallet and add cards, bills or transfers later on the same foundation.
What you get
What is included
Money movement
- Wallet and ledger system
- Transfers and bill payments
- Virtual cards
- Cross-border payments
Integrations
- Payment gateway and provider integrations
- Customer verification flows
- Notifications and receipts
Operations
- Admin dashboard
- Reconciliation and reporting
- Audit trails and transaction history
How it works
From first conversation to live
Clear stages, regular demos and one point of contact, so you always know where your project stands.
Map how the money moves
We start with the flows: who pays whom, through which providers, and what has to be recorded at each step.
Design for the failure cases
Timeouts, reversals and duplicate requests are designed for before the first screen is built.
Build and test with real scenarios
Our testers run the payment and edge cases that break launches, not just the path where everything works.
Launch and keep watch
We deploy, monitor and maintain the product as volume grows.
Is this for you?
A straight answer on fit
It is a good fit if
- You are launching a wallet, payments, card or remittance product
- You hold, or are partnering with someone who holds, the licence you will operate under
- You want reconciliation and reporting treated as part of the product
It is probably not if
- You need someone to obtain your licence or regulatory approval for you
- You want to accept payments on a website only. A payment gateway plugin is enough for that
Testimonials
Results our clients talk about
“My previous developers cost me an eight figure loss with a broken trading platform. After the rebuild, I spend 30% of what I used to on maintenance, with zero downtime, three years in and still running perfectly.”
“We built a service listing marketplace for the events and wedding niche together. A senior engineer I brought in to review the product could not find a single fault, and I picked up real lessons from how the team worked.”
“Manual candidate sourcing for every client request is gone. We now have thousands of pre-vetted candidates ready to ship, cutting search time dramatically, delivering faster, and needing far less manpower to do it.”
FAQ
Before you get in touch
Do you handle licensing and regulatory approval?
No. Licences and regulatory approvals are held by you or your partner. We build the product to fit the licence and the providers you operate under.
Which payment providers do you integrate with?
We integrate the providers your business has agreements with. Tell us which ones in discovery, and if you have not chosen yet we will talk through the options.
Is there a faster way to launch than a custom build?
Yes. Our Ready to Launch fintech solution covers bill payment, virtual cards and cross-border transfers on a platform that already exists, deployed under your brand.
How much does a fintech product cost to build?
It depends on which products you launch with and how many providers are integrated. You get a quote once the scope is written down.
Tell us what you need built
Answer five short questions and get a scoped quote, or book a free strategy session and talk it through with a product manager first.